Living in an area with volatile weather patterns requires a durable roofing system. It should withstand storms, strong winds, and hail when they occur. This is why regular roof inspections are critical for people living in storm-prone locations such as Round Rock, Texas, especially a hail damage roofing inspection.
You are now concerned that your roof may have damage. Finding a roofing contractor is necessary for a storm damage roof assessment, even though you must first call your insurance provider.
The contractor can inspect the damages and create a report to help determine whether the repairs are necessary.
This article will explore storm and hail impact on your roof. It will walk through how a contractor records their observations and the insurance claims process if they determine that it has sustained damage.
Collateral Damage to Objects on the Ground Level
A visual inspection of the situation on the ground level is typically the first action taken by a roofing contractor. They do this to search for collateral damage around your property.
Collateral damage in this context refers to the chance that your roof will sustain damage from wind or hail damage in nearby regions.
Remember that discovering collateral storm damage on the ground is not 100% assurance that any harm came to your roof. If any items are damaged, there’s a significant possibility you’ll be able to make an insurance claim.
You can get a free inspection from most roofing contractors.
What to Inspect on Your Roof to Determine Storm Damage?
It will be necessary for your roofing contractor to assess the roof itself after checking for collateral damage. They’ll examine your shingles, gutters, and other surfaces for evidence of storm, hail, or wind damage.
The following are areas you can examine after a hail damage roof inspection:
Dents or Dings in Gutters
A roofing professional will inspect your gutters for any damage before climbing onto your roof. They scan the face of the roofing gutter for dings and dents, much like collateral damage on the ground.
They’ll also search your gutters for granules that are still in place. The durability of the shingles is at risk if the hail does enough damage to justify granule loss.
Just be aware that granule loss is another clue that you should replace your roof as it ages. Loose granules indicate that your roof is old and should undergo repairs.
The Condition of Your Shingles
A roofing contractor from Water Damage and Roofing of Round Rock will assess the quality of the shingles as soon as they ascend to your roof. They will search for missing, raised, or wrinkled shingles to identify wind damage. The contractor also checks for dents or dings from hail that are significant enough to harm the shingles.
Additionally, they’ll be on the lookout for granule loss in the protective layer caused by the hail damage.
The durability of your roof is threatened if they discover any of the aforementioned damages, which should be cause for a claim.
Damage to Roof Flashing and Roof Vents
After examining your shingles, the roofer checks out the other parts of your roof to determine the level of damage. Roof vents and roof flashing are the most often damaged regions. The roofing contractor will also examine the roof’s vents to check for dents that indicate hail damage.
Additionally, they’ll look for dents and dings in the roof flashing or any metal on your roof. There will undoubtedly be additional damage to your roof if the hail was powerful enough to dent the metal.
How Does a Roofing Contractor Document Hail Storm Damage?
The insurance provider wants concrete proof that you have a claim before it evaluates your roof for storm damage. A roofing contractor achieves this by documenting any damage they see.
This includes harm to the roof and unintended consequences on the ground.
Any roof parts with missing shingles, hail damage, granule loss, dents in metal, or anything else that would indicate storm damage will be photographed.
They send the photos to the insurance company after the inspection.
What Happens After Your Storm Damage Roof Inspection?
The roofing contractor will show you evidence of storm damage after climbing down. They will advise you whether or not to proceed with filing a claim, and against filing a claim.
You receive assistance in choosing your next course of action if they don’t find damage.
If they discover damage, they will walk you through the subsequent steps while displaying photographs to you. They’ll also provide you with the photos to send to your insurance company.
After that, it’s up to your insurance company to decide whether to accept or reject your claim. Just keep in mind that, even though they might work as your champion, your roofing contractor cannot authorize your insurance claim.
Your adjuster and insurance company are the only parties that can approve your claim.
The Process for Filing Insurance Claims for Roof Damage
Now that you are aware of what is examined during a storm damage roof inspection, how it is documented by a professional, and what happens next, you can plan your inspection. There is no need to proceed with submitting a claim if there is no storm damage.
However, if storm damage is discovered, a detailed process will begin. This is especially true if this is something you have never experienced.
Therefore, it’s crucial to gain as much knowledge as you can before jumping in. Because of this, we prepared another post outlining the steps involved in purchasing home insurance.
Get a Free Roof Inspection and Report Today
After a major storm, we provide you with a free inspection to help determine damage to your roof. We also help you file claims for repairs after water damage, and damage from high winds and hail pieces.
If you choose us, we will speak with your insurance adjuster on your behalf while taking notes and pictures of all damages.
A contractor should take great satisfaction in only using the best components for your roofs.